|
EDUCATION REPORT - November
28, 2002: Foreign Student
Series #11>Health Insurance
By Nancy Steinbach
This is the VOA Special English Education Report.
We continue our series of reports about how
foreign students can study at an American college or university. This
information also can be found on the Special English Web page at www.voaspecialenglish.com.
Last week, we told about the costs of attending
an American college or university. Today, we tell about one cost that
foreign students may not know about: health insurance.
Foreign students may not know about the requirement
for health insurance, especially if they do not need it in their own
countries. However, Americans are responsible for their own medical
costs. These can be extremely high in cases of serious illness or accidents.
The purpose of health insurance is to make sure that these costs will
be paid for.
Most full-time students at American universities
must have health insurance. This is because colleges are not able to
pay the high costs of medical care if a student suffers a serious accident
or sickness.
Many American colleges have health centers where
doctors and nurses treat students' medical problems. This service may
be included in the cost of attending college. Health insurance is usually
needed for extra services.
Students may already be protected under their
family's health insurance plan. If not, many colleges offer their own
insurance plans.
For example, students at the University of Michigan
in Ann Arbor are treated without charge for minor medical problems at
the university health center. But the university suggests that students
buy its health insurance plan to pay for other health services. The
cost is about one-thousand-three-hundred dollars a year. Such health
insurance plans generally pay for hospital services, emergency room
care and visits to doctors. They usually do not pay for care of the
teeth or eyeglasses.
The University of Michigan requires international
students to buy the university health insurance, or have private insurance
that is approved by the university. Students can buy an independent
insurance policy from insurance companies. The details of each policy
are different. Usually, insurance pays for visits to doctors and hospital
costs. Officials at American universities generally want to be sure
that any possible health costs of their international students will
be paid.
This VOA Special English EDUCATION REPORT was
written by Nancy Steinbach.
万千英语族关于VOA Special English听力材料的特别说明：
- 本站收集整理、转载VOA Special English之音频及文本仅出于方便英语爱好者学习英语，练习听力之目的，不代表本站赞同VOA之任何观点。
- 新闻一般都有其倾向性，VOA做为境外站点，其新闻报导的倾向性必然带有其自身的目的，本站作为公益性英语学习站点，在收集资料时力求不损害国家和民族之利益，对于明显与主流媒体观点不一致的资料已经进行了删减，但是由于我们自身的局限性，可能对于个别篇章把握尺度不够严格，若您在使用这些听力资料时发现个别材料不合适，请与我们联系处理。更多信息，请点击关于我们链接获得。
- 本站VOA Special English音频资料为rm格式，需要安装RealPlayer 或 RealOne方可使用，关于RealPlayer下载、安装使用等问题，请访问其官方站点http://www.real.com/products/player。若您需要mp3格式文件，请下载RM格式文件后自行转换。
|
| 